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Calculated at 0.15%-0.275% p.a. of your outstanding loan balance. Actual cashback varies by lender and is paid directly to you.
A different rate or loan structure may help reduce your regular home loan repayments.
Refinancing can help align your loan with your current income, goals and property plans.
You may be able to use equity for renovations, investment, debt consolidation or other approved purposes.
Mortgage Cashback refunds broker trail commission to you each year on eligible loans while it is received.
You may consider refinancing if your rate is no longer competitive, your repayments feel high, your fixed rate is ending, or your loan no longer suits your needs.
Some refinance costs may apply, such as discharge fees, government fees, valuation costs or lender fees. Mortgage Cashback does not charge broker fees.
Yes, eligible borrowers may receive yearly broker trail commission rebates through Mortgage Cashback. You may also be able to access eligible bank cashback offers when available.
Yes, refinancing may allow you to consolidate eligible debts into your home loan. This may reduce monthly repayments, but it can increase total interest over the loan term, so the full cost should be considered.
Timeframes vary depending on the lender, your documents, valuation requirements and application complexity. We help keep the process moving and explain each step.
