Mortgage
Cashback

Ready to claim your home loan cashback?

Find out how much home loan trailing commission your home loan could pay back to you each year. Mortgage Cashback helps you review your loan options, understand your eligibility and see how yearly cashback could work for you.
Hot Tip: Ask us how Mortgage Cashback can help pay for Christmas
Step 1 of 3 - Your loan

Unlock your mortgage cashback

Check your cashback estimate, then compare live lender offers in one quick search.

How much do you want to borrow?

$800,000
$350k$1m$2m$3.5m$5m
Step 1 of 3 - Loan details

A few quick details

Loan Type*
Repayment Type*
Rate Type*

Please complete all options to continue

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Step 2 of 3 - About you
Tell us a bit about you

We will use this to personalise your cashback offer.

Please fill in all fields with valid details

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Step 3 of 3 - Your cashback
$1,200 - $2,200
Estimated Yearly Cashback When You Borrow $800,000

Calculated at 0.15%-0.275% p.a. of your outstanding loan balance. Actual cashback varies by lender and is paid directly to you.

*Terms and conditions apply
How it works

A different way to use a mortgage broker

Most brokers receive an upfront commission when your loan settles, then may continue receiving trail commission while your loan remains in place. Mortgage Cashback keeps the upfront commission and refunds the trail commission to you each year while it is received on your eligible loan.

Apply in minutes for fast comparison of loans options and transparent real-time interest rates from lenders on our panel.

Start your home loan application online from your phone. And when you want a real human, we are right here.

Your mortgage broker helps with the paperwork, lender requirements and home loan process, so you can move from application to approval with less back and forth.

Once your loan is approved, you will get access to your commission dashboard, where you can track eligible trail commission and see your estimated cashback build over time.

Shout outs from people we've already helped

Sue F.
The refinance process was so easy. Everything was done for us and now we get a yearly bonus!
Katrina
Great service and super organised. I got a login as soon as my loan settled and can watch my cashback adding up.
Daniel
Tech first platform but with real people so best of both worlds. Using my cashback to pay down the loan faster!
Jim B.
My first time using a cashback mortgage broker. Why didn't I do it sooner?!
Thanika
Our broker was always available to answer any questions and found us a great rate for our first home.
Mortgage
Cashback

Your local home loan cashback mortgage broker

Connect with us

We're here to help

Our home loan specialists will help guide you through the process and get you to your goal sooner.
1300 276 640

Book an appointment

Experience the difference. We handle the details and fit seamlessly into your schedule.
Book a chat

Calculate your cashback

We get it, you’re ready to move. Calculate your cashback then we’ll tailor the best fit lending options for you.
Get started
*Best Interests & Rebate Disclosure: Our recommendation prioritises your specific objectives and financial requirements. This credit assistance is provided in your best interests based on your requirements and objectives. Separately, 100% of trailing commissions (exclusive of GST) received by us are rebated to you annually in December under our terms and conditions. This rebate is a secondary benefit and does not influence our lender selection.
  • 2026 Mortgage Cashback
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. MCB Broker Pty Ltd ATF MCB Trust trading as Mortgage Cashback (ABN 13967182620) with Credit Representative Numbers 577875 & 476788 are Credit Representatives of Australian Credit Licence 389328.