Mortgage
Cashback

Investment

Property investment loans with yearly cashback

Buying an investment property is a big financial move. Mortgage Cashback helps you compare investment loan options, understand lender requirements and receive yearly broker trail commission rebates while it is received on your eligible loan.
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own home
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own home
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own home
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Step 1 of 3 - Your loan

Unlock your mortgage cashback

Check your cashback estimate, then compare live lender offers in one quick search.

How much do you want to borrow?

$800,000
$350k$1m$2m$3.5m$5m
Step 1 of 3 - Loan details

A few quick details

Loan Type*
Repayment Type*
Rate Type*

Please complete all options to continue

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Step 2 of 3 - About you
Tell us a bit about you

We will use this to personalise your cashback offer.

Please fill in all fields with valid details

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Step 3 of 3 - Your cashback
$1,200 - $2,200
Estimated Yearly Cashback When You Borrow $800,000

Calculated at 0.15%-0.275% p.a. of your outstanding loan balance. Actual cashback varies by lender and is paid directly to you.

*Terms and conditions apply
Why use Mortgage Cashback for your investment loan

Sort your investment loan with us and get paid back each year

Investing in property is not just about getting a loan approved. The loan structure, repayment type, lender policy and long term flexibility can all affect how well the loan suits your plans.

We help you compare investment loan options across our lender panel and guide you through the application process from first review to settlement.

The difference is what happens after settlement.

We keep the upfront commission paid by the lender and refund the broker trail commission to you each year while it is received on your eligible investment loan.
step 1

Review your position

We look at your income, deposit, equity, existing loans and investment goals to understand what may be possible
Step 2

Compare lender options

We compare investment loan options across our lender panel, including rates, features, repayments and lender policy.
STEP 3

Structure your loan

We help you consider loan structure, repayment type, offset options and how the loan may support your property plans.
STEP 4

Get paid yearly

Once eligible, we refund the broker trail commission to you each year while it is received from the lender.

Why invest in property?

Property investment can help you build long term wealth through rental income, capital growth and portfolio growth over time. The right loan structure can make a meaningful difference to your cash flow and borrowing position.

A mortgage broker can help you compare lenders, understand serviceability and choose a loan structure that suits your broader plans.

4 reasons to review your investment loan options

Support cash flow

The right repayment type, rate and loan structure may help manage your investment property cash flow.

Access equity

You may be able to use equity in an existing property to help fund your next investment purchase.

Compare lender policy

Different lenders assess rental income, debts, expenses and borrowing capacity in different ways.

Receive yearly cashback

Mortgage Cashback refunds broker trail commission to you each year on eligible investment loans while it is received.

Investment loan features to consider

Investment loans can come with different features depending on the lender and loan type.

Common options may include:

  • Variable interest rates
  • Fixed interest rates
  • Interest only repayments
  • Principal and interest repayments
  • Offset accounts
  • Redraw facilities
  • Split loan structures
  • Equity release options

We help you compare these features and understand how they may apply to your investment strategy.

Investment loan FAQs

Yes, eligible investment loans may receive yearly broker trail commission rebates through Mortgage Cashback while trail commission is received from the lender.

No. Mortgage Cashback does not charge broker fees. We keep the upfront commission paid by the lender and refund the trail commission to you each year while it is received.

Yes, you may be able to use available equity in an existing property to help fund an investment purchase, subject to lender approval and your financial position.

That depends on your goals, cash flow and lender requirements. We can help you compare both options and understand how repayments may differ.

Yes. Refinancing an investment loan may help you review your rate, repayments, loan structure, features and cashback opportunities.

Mortgage
Cashback

Your local home loan cashback mortgage broker

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Our home loan specialists will help guide you through the process and get you to your goal sooner.
1300 276 640

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Calculate your cashback

We get it, you’re ready to move. Calculate your cashback then we’ll tailor the best fit lending options for you.
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*Best Interests & Rebate Disclosure: Our recommendation prioritises your specific objectives and financial requirements. This credit assistance is provided in your best interests based on your requirements and objectives. Separately, 100% of trailing commissions (exclusive of GST) received by us are rebated to you annually in December under our terms and conditions. This rebate is a secondary benefit and does not influence our lender selection.
  • 2026 Mortgage Cashback
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. MCB Broker Pty Ltd ATF MCB Trust trading as Mortgage Cashback (ABN 13967182620) with Credit Representative Numbers 577875 & 476788 are Credit Representatives of Australian Credit Licence 389328.