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Calculated at 0.15%-0.275% p.a. of your outstanding loan balance. Actual cashback varies by lender and is paid directly to you.
Some first home buyers may be able to buy with as little as a 5% deposit through the First Home Guarantee, subject to eligibility and lender approval. You may also need to budget for other upfront costs such as stamp duty, legal fees, inspections and moving costs.
The First Home Owner Grant is a government payment that may be available to eligible first home buyers. The amount, property rules and eligibility criteria vary between states and territories, so we help you check what may apply to your situation.
The First Home Guarantee is an Australian Government scheme that helps eligible buyers purchase a home with a minimum 5% deposit. Housing Australia provides a guarantee to the participating lender, which may help eligible buyers avoid lenders mortgage insurance.
Mortgage Cashback keeps the upfront commission paid by the lender and refunds the broker trail commission to you each year while it is received on your eligible home loan. Your cashback amount can vary based on your lender, loan balance, loan type and eligibility.
Mortgage Cashback does not charge broker fees. We are paid upfront by the lender when your eligible home loan settles, then we refund the trail commission to you each year while it is received.
