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Stamp Duty Calculator

Estimate how much stamp duty may apply when buying property in Australia.

Stamp duty can be one of the biggest upfront costs when purchasing a home or investment property. The amount you may need to pay can vary based on the property value, location, buyer type, property purpose and any concessions or exemptions that may apply.

Our stamp duty calculator gives you a helpful starting point before you buy, refinance or review your property plans.

Estimate your upfront property costs

Knowing your potential stamp duty can help you plan your deposit, savings and purchase budget before making an offer.

Use the calculator to estimate:

  • Stamp duty on a home purchase
  • Government charges that may apply
  • How property value may affect upfront costs
  • Possible costs for owner occupied or investment property
  • What you may need to budget before settlement

Fun fact: Stamp duty can vary by state

Stamp duty rules are different across Australia. Each state and territory has its own rates, thresholds, concessions and exemptions. Also, first home buyers may be eligible for stamp duty concessions or exemptions depending on where they buy, the property value and their personal circumstances.

More than a stamp duty estimate

Mortgage Cashback can help you understand the bigger picture before you buy.

We can review your borrowing position, explain potential upfront costs and help you compare eligible home loan options based on your requirements and objectives.

If your eligible loan settles through Mortgage Cashback and trail commission is received from the lender, we refund that trail commission to you each year as cashback. Cashback is a secondary benefit and does not influence which lender or loan we recommend.

Speak with Mortgage Cashback

Once you have an estimate, we can help you take the next step. Mortgage Cashback can help you understand your deposit position, upfront costs, borrowing power and potential cashback options.

Cashback amounts may vary based on your lender, loan balance, loan type, eligibility and whether trail commission is received.

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We get it, you’re ready to move. Calculate your cashback then we’ll tailor the best fit lending options for you.
*Best Interests & Rebate Disclosure: Our recommendation prioritises your specific objectives and financial requirements. This credit assistance is provided in your best interests based on your requirements and objectives. Separately, 100% of trailing commissions (exclusive of GST) received by us are rebated to you annually in December under our terms and conditions. This rebate is a secondary benefit and does not influence our lender selection.
  • 2026 Mortgage Cashback
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. MCB Broker Pty Ltd ATF MCB Trust trading as Mortgage Cashback (ABN 13967182620) with Credit Representative Numbers 577875 & 476788 are Credit Representatives of Australian Credit Licence 389328.