Mortgage
Cashback

Home Loan Repayments Calculator

Estimate your home loan repayments and see how different loan amounts, interest rates and loan terms may affect your budget.

Our home loan repayments calculator helps you get a clearer starting point before buying, refinancing or reviewing your current loan. You can adjust the figures to compare different repayment scenarios and understand how your repayments may change over time.

Your actual repayments may vary based on your lender, loan type, interest rate, fees, loan term and personal financial position.

Why estimate your home loan repayments?

A home loan is a major financial commitment, so it helps to understand what your repayments could look like before you apply.

Use the calculator to estimate:

  • Weekly, fortnightly or monthly repayments
  • How the loan amount may affect repayments
  • How interest rate changes may impact your budget
  • How different loan terms can change repayment amounts
  • What your next home loan or refinance could cost

More than repayment estimates

Mortgage Cashback does more than help you understand potential repayments.

We help you review eligible home loan options, consider your requirements and objectives, and understand whether yearly cashback may apply through broker trail commission rebates.

Our recommendations are based on your requirements, objectives and financial situation. Cashback is a secondary benefit and does not influence which lender or loan we recommend.

Speak with Mortgage Cashback

Once you have an estimate, we can help you take the next step. Mortgage Cashback can review your borrowing position, compare eligible home loan options and explain how yearly cashback may work if trail commission is received from the lender.

Cashback amounts may vary based on your lender, loan balance, loan type, eligibility and whether trail commission is received.

Mortgage
Cashback

Your local home loan cashback mortgage broker

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We're here to help

Our home loan specialists will help guide you through the process and get you to your goal sooner.

Book an appointment

Experience the difference. We handle the details and fit seamlessly into your schedule.

Calculate your cashback

We get it, you’re ready to move. Calculate your cashback then we’ll tailor the best fit lending options for you.
*Best Interests & Rebate Disclosure: Our recommendation prioritises your specific objectives and financial requirements. This credit assistance is provided in your best interests based on your requirements and objectives. Separately, 100% of trailing commissions (exclusive of GST) received by us are rebated to you annually in December under our terms and conditions. This rebate is a secondary benefit and does not influence our lender selection.
  • 2026 Mortgage Cashback
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product. MCB Broker Pty Ltd ATF MCB Trust trading as Mortgage Cashback (ABN 13967182620) with Credit Representative Numbers 577875 & 476788 are Credit Representatives of Australian Credit Licence 389328.